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WiPay is a payment processing platform accepting cash vouchers, credit cards and bank accounts online. WiPay is not just for some people, it is for all people; the banked, unbanked & underbanked across the Caribbean can all make payments online – anywhere, anytime in local or foreign currency.
Pay With Cash Online
There are three ways to make cash payments online using Wipay:
Website Plug In
If you see the ‘WiPay; option at checkout, you may choose this where you will be prompted to type in the voucher number or scan the QR code.
If you have received an invoice from a WiPay user, simply input your WiPay Top Up Voucher number to make the payment.
If you have a WiPay account, you can upload cash to your account using a WiPay Top Up Voucher. You can then make a payment using the money in your WiPay account.
Visit any authorized WiPay location and use cash to buy a WiPay topup voucher. Use the voucher’s scannable QR code or unique 12-character reference number to make a ‘digital cash’ payment anywhere that WiPay is accepted.
• This allows non credit card holders or those without a bank account to enjoy the convenience of making digital payments.
• There is a secure electronic ledger system that permanently captures the details of every WiPay payment transaction.
• Reduce Cash-in-Transit Risk
It costs $5 to upload/pay with a WiPay Top Up Voucher.
There is no charge when transferring money between WiPay accounts.
Accept Credit Cards Online
There are three ways to make credit card payments online using WiPay:
Website WiPay Option
If you see the ‘WiPay’ option at a merchant’s online checkout page, you may choose this, fill in your credit card information, and pay with your credit card.
If you have received an invoice from a WiPay user, simply input your credit card information to make the payment.
If you have a WiPay account, you can upload cash to your account using a credit card and then make a payment.
If the business chooses, the charge to make a payment using your credit card will be 3% + $5.
To upload money from your Credit Card to your WiPay account, it is 3% + $5.
Connect Bank Account to WiPay Account
WiPay empowers you to accept payments from your customers’ bank account via their WiPay account. It also allows you to deposit money directly from your WiPay account to your bank account.
Accepting Payments via WiPay Account
Connect your bank account to your WiPay account so you can upload cash to your WiPay account from your bank account to make payments from your WiPay account.
Withdrawing Money from WiPay Account to Bank Account
Log onto your WiPay account and select “Get Cash”. This will allow you to withdraw money from your WiPay account and deposit directly into your bank account.
There is no fee to transfer money between WiPay accounts.
A flat fee of $5 is charged to deposit or withdraw money to or from your WiPay account.
Transfer Money with WiPay
Money transfers are available only to WiPay account holders. Simply login to your WiPay account and transfer money using the tab. You may upload money to your WiPay account using Cash, Credit Card, or Bank Account. This can then be used to transfer money to a peer.
There is no charge to transfer money between WiPay accounts. The relevant fees are applied to upload money to your WiPay account:
Credit Card: 3% + $5
Cash Voucher: $5
Bank Account: $5