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WiPay is a payment processing platform accepting cash vouchers, credit cards and bank accounts online. WiPay is not just for some people, it is for all people; the banked, unbanked & underbanked across the Caribbean can all accept payments online  – anywhere, anytime in local or foreign currency. 

Cash Voucher
Credit Card
Bank Account
Money Transfer

Accept Cash Online

Customers can buy a WiPay Top Up Voucher using cash at any verified WiPay Top Up Locations in the Caribbean.

How?

There are three ways to accept cash payments online using Wipay:

Website Plug In

Download the FREE WiPay plug in onto your website. A customer can choose to ‘check out’ or ‘pay’ using WiPay, where they will be prompted to type in the voucher number or scan the QR code.

You can find more information about setting up the plugin on our developer support page.

 

 

Invoice System

Simply send an invoice through your WiPay account to your customer, who can then input their WiPay Top Up Voucher number to make the payment.

WiPay Account

If your customer has a WiPay account, they can upload cash to their account using a WiPay Top Up Voucher. The customer can then make a payment using the money in the WiPay account.

Voucher System

Visit any authorized WiPay location and use cash to buy a WiPay topup voucher. Use the voucher’s scannable QR code or unique 12-character reference number to make a ‘digital cash’ payment anywhere that WiPay is accepted. 
• This allows non credit card holders or those without a bank account to enjoy the convenience of making digital payments. 
• There is a secure electronic ledger system that permanently captures the details of every WiPay payment transaction. 
• Reduce Cash-in-Transit Risk

Fees

It costs $5 to upload/pay with a WiPay Top Up Voucher.

There is no charge when transferring money between WiPay accounts.

Accept Credit Cards Online

WiPay empowers you to accept credit cards online in local or foreign currency.

How?

There are three ways to accept credit card payments online using WiPay:

Website Plug In

Download the FREE WiPay plug in onto your website. A customer can choose to ‘check out’ or ‘pay’ using WiPay, where they will be prompted to fill in their credit card information.

You can find more information about setting up the plugin on our developer support page.

 

 

Invoice System

Simply send an invoice through your WiPay account to your customer, who can then input their credit card information to make the payment.

WiPay Account

If your customer has a WiPay account, they can upload cash to their account using a credit card. The customer can then make a payment using the money in the WiPay account.

Fees

If the business chooses, the charge to make a payment using your credit card will be 3% + $5.

To upload money from your Credit Card to your WiPay account, it is 3% + $5.

Connect Bank Accounts

WiPay empowers you to accept payments from your customers’ bank account. It also allows you to deposit money directly from your WiPay account to your bank account. 

How?

Accept and make payments between bank account and WiPay account

If your customer has a WiPay account, they can connect their bank account. Then, they can upload cash to their WiPay account from the chosen bank account. The customer can then make a payment using the money in the WiPay account into their bank account.

Fees

There is no fee to transfer money between WiPay accounts.

A flat fee of $5 is charged to deposit money into your WiPay account from your bank account or to withdraw money from your WiPay account to your bank account.

Transfer Money with WiPay

With a Business Account, you can transfer money from one WiPay Account to another.

How?

Money transfers are available only to WiPay account holders. Simply login to your WiPay account and transfer money using the tab. You may upload money to your WiPay account using Cash, Credit Card, or Bank Account. This can then be used to transfer money to a peer.

Fees

There is no charge to transfer money between WiPay accounts. The relevant fees are applied to upload money to your WiPay account:

 
Credit Card: 3% + $5
Cash Voucher: $5
Bank Account: $5